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Promo Mechanics:
- The promo is open to new-to-RCBC Credit Card applicants, with existing primary credit cards with other banks, who applied for any of the qualified RCBC Mastercard or JCB Credit Cards (see table below) from May 7 to July 31, 2024, and subsequently got approved.
Cardholders with existing RCBC Credit Cards and/or upgraded cards are not qualified to avail of this promo. - To avail of theNo Annual Fee For Life offer, eligible RCBC Credit Cardholders must make a single receipt or accumulated spend anywhere using their new RCBC Credit Card within 60 days from receipt of card:
RCBC CREDIT CARD TYPE | SPEND REQUIREMENT |
RCBC Mastercard Classic, RCBC JCB Classic, RCBC Landmark Anson's Mastercard | ₱20,000 |
RCBC Mastercard Gold, RCBC JCB Gold | ₱30,000 |
RCBC Black Platinum Mastercard, RCBC Diamond Platinum Mastercard, RCBC JCB Platinum | ₱40,000 |
RCBC World Mastercard | ₱60,000 |
- Transactions made by the Supplementary cardholder will be qualified as part of the Primary cardholder’s spend.
- All posted retail and installment transactions in pesos and in other currencies are qualified for the promo including online transactions, mail & telephone orders, and recurring payments or bills payment transactions.
The following transactions are excluded from the promo: UnliPay, Cash Advance, Balance/Purchase Conversion, YourCash, Cash Loan, Balance Transfer, Money Transfer and Quasi-Cash, Casino/Gambling, Political organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living). Transactions with the following Merchant Category Codes (“MCC”) are also not qualified.
- Qualified cardholders who have met the required spend amount will receive a confirmation SMS to be sent to their registered mobile number based on the schedule below:
SPEND CUT-OFF DATE | SMS CONFIRMATION |
May 22, 2024 | May 29, 2024 |
June 19, 2024 | June 26, 2024 |
July 24, 2024 | July 31, 2024 |
August 20, 2024 | August 27, 2024 |
September 18, 2024 | September 25, 2024 |
October 16, 2024 | October 23, 2024 |
August 20, 2024 | August 27, 2024 |
November 20, 2024 | November 27, 2024 |
December 31, 2024 | January 8, 2025 |
- The offer is not valid in conjunction with ongoing promotions for new RCBC Credit cardholders.
- All employees of RCBC Bankard Services Corp., RCBC, and YGC as well as RCBC Wealth Clients are not qualified to avail of the offer.
- Secured Cards and other Card Types not specified in the promo mechanics are not qualified.
- In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard Services Corporation with the concurrence of DTI shall be considered final.
- The promo is subject to the Terms and Conditions governing the issuance and use of an RCBC Credit Card.
Per DTI Fair Trade Permit No. FTEB-192515, Series of 2024